Quiet Money Flow Tracker
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Katrina Nicole-Ivy
🌿 A soft budgeting system for creatives, builders & women in transition
Most budgeting templates are rigid.
This one bends with you.
The Quiet Money Flow Tracker is the exact system I use to track my biweekly paychecks, forecast my bills, move expenses around with intention, and still prioritize myself—every single time.
Inside, you'll find:
- A flexible format that shifts with your real life
- Visual cues to celebrate milestones (like paying off a car 😎)
- A "pay yourself first" section (I use Bitcoin—you can use what feels right)
- Room for rest, creativity, & slow money rituals
This isn’t about controlling every dollar.
It’s about reclaiming your rhythm—and building clarity without shame.
✨ Use it as a ritual. Revisit it often. Let it breathe with you.
To use: Click the link after download → File → Make a Copy → Make it yours.
Track your income, shift priorities, and pay yourself first—without shame.
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